Monthly SIP: ₹3,000
Tenure: 3 Years (36 Months)
Estimated Maturity Value (@ 12% p.a.)
₹1,30,523
Wealth Multiplier: 1.21x of your total invested amount
Total Amount Invested
₹1,08,000
Estimated Wealth Gain
₹22,523
Power of Monthly Compounding
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Invested vs Wealth Gain
Invested Amount
₹1,08,000
Estimated Returns
₹22,523
Returns on ₹3,000/month SIP at Different Return Rates (3 Years)
Mutual funds give varying annual returns based on asset class (Large Cap, Mid Cap, Small Cap, Flexi Cap):
| Annual Return Rate (%) | Total Invested | Estimated Wealth Gain | Total Maturity Value | Growth Multiplier |
|---|---|---|---|---|
| 8% p.a. | ₹1,08,000 | ₹14,417 | ₹1,22,417 | 1.13x |
| 10% p.a. | ₹1,08,000 | ₹18,390 | ₹1,26,390 | 1.17x |
| 12% p.a. | ₹1,08,000 | ₹22,523 | ₹1,30,523 | 1.21x |
| 14% p.a. | ₹1,08,000 | ₹26,823 | ₹1,34,823 | 1.25x |
| 15% p.a. | ₹1,08,000 | ₹29,038 | ₹1,37,038 | 1.27x |
| 18% p.a. | ₹1,08,000 | ₹35,955 | ₹1,43,955 | 1.33x |
₹3,000 Per Month SIP for Other Tenures
Other Monthly SIP Amounts for 3 Years
Frequently Asked Questions
What will be the maturity amount of a ₹3,000 monthly SIP for 3 years?
Investing ₹3,000 every month for 3 years gives a total invested capital of ₹1,08,000. At a historical mutual fund average return of 12% p.a., your maturity corpus will be approximately ₹1,30,523.
What if the mutual fund delivers a 15% return?
At an aggressive 15% annual return (common in quality Mid-Cap and Small-Cap mutual fund schemes over a 10+ year horizon), your total maturity value increases to ₹1,37,038.