Monthly SIP: ₹500
Tenure: 3 Years (36 Months)
Estimated Maturity Value (@ 12% p.a.)
₹21,754
Wealth Multiplier: 1.21x of your total invested amount
Total Amount Invested
₹18,000
Estimated Wealth Gain
₹3,754
Power of Monthly Compounding
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Invested vs Wealth Gain
Invested Amount
₹18,000
Estimated Returns
₹3,754
Returns on ₹500/month SIP at Different Return Rates (3 Years)
Mutual funds give varying annual returns based on asset class (Large Cap, Mid Cap, Small Cap, Flexi Cap):
| Annual Return Rate (%) | Total Invested | Estimated Wealth Gain | Total Maturity Value | Growth Multiplier |
|---|---|---|---|---|
| 8% p.a. | ₹18,000 | ₹2,403 | ₹20,403 | 1.13x |
| 10% p.a. | ₹18,000 | ₹3,065 | ₹21,065 | 1.17x |
| 12% p.a. | ₹18,000 | ₹3,754 | ₹21,754 | 1.21x |
| 14% p.a. | ₹18,000 | ₹4,471 | ₹22,471 | 1.25x |
| 15% p.a. | ₹18,000 | ₹4,840 | ₹22,840 | 1.27x |
| 18% p.a. | ₹18,000 | ₹5,993 | ₹23,993 | 1.33x |
₹500 Per Month SIP for Other Tenures
Other Monthly SIP Amounts for 3 Years
Frequently Asked Questions
What will be the maturity amount of a ₹500 monthly SIP for 3 years?
Investing ₹500 every month for 3 years gives a total invested capital of ₹18,000. At a historical mutual fund average return of 12% p.a., your maturity corpus will be approximately ₹21,754.
What if the mutual fund delivers a 15% return?
At an aggressive 15% annual return (common in quality Mid-Cap and Small-Cap mutual fund schemes over a 10+ year horizon), your total maturity value increases to ₹22,840.