Monthly SIP: ₹5,000
Tenure: 3 Years (36 Months)
Estimated Maturity Value (@ 12% p.a.)
₹2,17,538
Wealth Multiplier: 1.21x of your total invested amount
Total Amount Invested
₹1,80,000
Estimated Wealth Gain
₹37,538
Power of Monthly Compounding
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Invested vs Wealth Gain
Invested Amount
₹1,80,000
Estimated Returns
₹37,538
Returns on ₹5,000/month SIP at Different Return Rates (3 Years)
Mutual funds give varying annual returns based on asset class (Large Cap, Mid Cap, Small Cap, Flexi Cap):
| Annual Return Rate (%) | Total Invested | Estimated Wealth Gain | Total Maturity Value | Growth Multiplier |
|---|---|---|---|---|
| 8% p.a. | ₹1,80,000 | ₹24,029 | ₹2,04,029 | 1.13x |
| 10% p.a. | ₹1,80,000 | ₹30,650 | ₹2,10,650 | 1.17x |
| 12% p.a. | ₹1,80,000 | ₹37,538 | ₹2,17,538 | 1.21x |
| 14% p.a. | ₹1,80,000 | ₹44,705 | ₹2,24,705 | 1.25x |
| 15% p.a. | ₹1,80,000 | ₹48,397 | ₹2,28,397 | 1.27x |
| 18% p.a. | ₹1,80,000 | ₹59,926 | ₹2,39,926 | 1.33x |
₹5,000 Per Month SIP for Other Tenures
Other Monthly SIP Amounts for 3 Years
Frequently Asked Questions
What will be the maturity amount of a ₹5,000 monthly SIP for 3 years?
Investing ₹5,000 every month for 3 years gives a total invested capital of ₹1,80,000. At a historical mutual fund average return of 12% p.a., your maturity corpus will be approximately ₹2,17,538.
What if the mutual fund delivers a 15% return?
At an aggressive 15% annual return (common in quality Mid-Cap and Small-Cap mutual fund schemes over a 10+ year horizon), your total maturity value increases to ₹2,28,397.