Monthly SIP: ₹3,000
Tenure: 15 Years (180 Months)
Estimated Maturity Value (@ 12% p.a.)
₹15,13,728
Wealth Multiplier: 2.8x of your total invested amount
Total Amount Invested
₹5,40,000
Estimated Wealth Gain
₹9,73,728
Power of Monthly Compounding
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Invested vs Wealth Gain
Invested Amount
₹5,40,000
Estimated Returns
₹9,73,728
Returns on ₹3,000/month SIP at Different Return Rates (15 Years)
Mutual funds give varying annual returns based on asset class (Large Cap, Mid Cap, Small Cap, Flexi Cap):
| Annual Return Rate (%) | Total Invested | Estimated Wealth Gain | Total Maturity Value | Growth Multiplier |
|---|---|---|---|---|
| 8% p.a. | ₹5,40,000 | ₹5,05,035 | ₹10,45,035 | 1.94x |
| 10% p.a. | ₹5,40,000 | ₹7,13,773 | ₹12,53,773 | 2.32x |
| 12% p.a. | ₹5,40,000 | ₹9,73,728 | ₹15,13,728 | 2.8x |
| 14% p.a. | ₹5,40,000 | ₹12,98,561 | ₹18,38,561 | 3.4x |
| 15% p.a. | ₹5,40,000 | ₹14,90,589 | ₹20,30,589 | 3.76x |
| 18% p.a. | ₹5,40,000 | ₹22,17,627 | ₹27,57,627 | 5.11x |
₹3,000 Per Month SIP for Other Tenures
Other Monthly SIP Amounts for 15 Years
Frequently Asked Questions
What will be the maturity amount of a ₹3,000 monthly SIP for 15 years?
Investing ₹3,000 every month for 15 years gives a total invested capital of ₹5,40,000. At a historical mutual fund average return of 12% p.a., your maturity corpus will be approximately ₹15,13,728.
What if the mutual fund delivers a 15% return?
At an aggressive 15% annual return (common in quality Mid-Cap and Small-Cap mutual fund schemes over a 10+ year horizon), your total maturity value increases to ₹20,30,589.