Monthly SIP: ₹1 Lakh
Tenure: 3 Years (36 Months)
Estimated Maturity Value (@ 12% p.a.)
₹43,50,765
Wealth Multiplier: 1.21x of your total invested amount
Total Amount Invested
₹36,00,000
Estimated Wealth Gain
₹7,50,765
Power of Monthly Compounding
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Invested vs Wealth Gain
Invested Amount
₹36,00,000
Estimated Returns
₹7,50,765
Returns on ₹1 Lakh/month SIP at Different Return Rates (3 Years)
Mutual funds give varying annual returns based on asset class (Large Cap, Mid Cap, Small Cap, Flexi Cap):
| Annual Return Rate (%) | Total Invested | Estimated Wealth Gain | Total Maturity Value | Growth Multiplier |
|---|---|---|---|---|
| 8% p.a. | ₹36,00,000 | ₹4,80,579 | ₹40,80,579 | 1.13x |
| 10% p.a. | ₹36,00,000 | ₹6,13,000 | ₹42,13,000 | 1.17x |
| 12% p.a. | ₹36,00,000 | ₹7,50,765 | ₹43,50,765 | 1.21x |
| 14% p.a. | ₹36,00,000 | ₹8,94,107 | ₹44,94,107 | 1.25x |
| 15% p.a. | ₹36,00,000 | ₹9,67,945 | ₹45,67,945 | 1.27x |
| 18% p.a. | ₹36,00,000 | ₹11,98,511 | ₹47,98,511 | 1.33x |
₹1 Lakh Per Month SIP for Other Tenures
Other Monthly SIP Amounts for 3 Years
Frequently Asked Questions
What will be the maturity amount of a ₹1 Lakh monthly SIP for 3 years?
Investing ₹1 Lakh every month for 3 years gives a total invested capital of ₹36,00,000. At a historical mutual fund average return of 12% p.a., your maturity corpus will be approximately ₹43,50,765.
What if the mutual fund delivers a 15% return?
At an aggressive 15% annual return (common in quality Mid-Cap and Small-Cap mutual fund schemes over a 10+ year horizon), your total maturity value increases to ₹45,67,945.