Monthly SIP: ₹3,000
Tenure: 10 Years (120 Months)
Estimated Maturity Value (@ 12% p.a.)
₹6,97,017
Wealth Multiplier: 1.94x of your total invested amount
Total Amount Invested
₹3,60,000
Estimated Wealth Gain
₹3,37,017
Power of Monthly Compounding
Open Full SIP Calculator →
Invested vs Wealth Gain
Invested Amount
₹3,60,000
Estimated Returns
₹3,37,017
Returns on ₹3,000/month SIP at Different Return Rates (10 Years)
Mutual funds give varying annual returns based on asset class (Large Cap, Mid Cap, Small Cap, Flexi Cap):
| Annual Return Rate (%) | Total Invested | Estimated Wealth Gain | Total Maturity Value | Growth Multiplier |
|---|---|---|---|---|
| 8% p.a. | ₹3,60,000 | ₹1,92,497 | ₹5,52,497 | 1.53x |
| 10% p.a. | ₹3,60,000 | ₹2,59,656 | ₹6,19,656 | 1.72x |
| 12% p.a. | ₹3,60,000 | ₹3,37,017 | ₹6,97,017 | 1.94x |
| 14% p.a. | ₹3,60,000 | ₹4,26,274 | ₹7,86,274 | 2.18x |
| 15% p.a. | ₹3,60,000 | ₹4,75,972 | ₹8,35,972 | 2.32x |
| 18% p.a. | ₹3,60,000 | ₹6,48,773 | ₹10,08,773 | 2.8x |
₹3,000 Per Month SIP for Other Tenures
Other Monthly SIP Amounts for 10 Years
Frequently Asked Questions
What will be the maturity amount of a ₹3,000 monthly SIP for 10 years?
Investing ₹3,000 every month for 10 years gives a total invested capital of ₹3,60,000. At a historical mutual fund average return of 12% p.a., your maturity corpus will be approximately ₹6,97,017.
What if the mutual fund delivers a 15% return?
At an aggressive 15% annual return (common in quality Mid-Cap and Small-Cap mutual fund schemes over a 10+ year horizon), your total maturity value increases to ₹8,35,972.