Monthly SIP: ₹1 Lakh
Tenure: 10 Years (120 Months)
Estimated Maturity Value (@ 12% p.a.)
₹2,32,33,908
Wealth Multiplier: 1.94x of your total invested amount
Total Amount Invested
₹1,20,00,000
Estimated Wealth Gain
₹1,12,33,908
Power of Monthly Compounding
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Invested vs Wealth Gain
Invested Amount
₹1,20,00,000
Estimated Returns
₹1,12,33,908
Returns on ₹1 Lakh/month SIP at Different Return Rates (10 Years)
Mutual funds give varying annual returns based on asset class (Large Cap, Mid Cap, Small Cap, Flexi Cap):
| Annual Return Rate (%) | Total Invested | Estimated Wealth Gain | Total Maturity Value | Growth Multiplier |
|---|---|---|---|---|
| 8% p.a. | ₹1,20,00,000 | ₹64,16,568 | ₹1,84,16,568 | 1.53x |
| 10% p.a. | ₹1,20,00,000 | ₹86,55,202 | ₹2,06,55,202 | 1.72x |
| 12% p.a. | ₹1,20,00,000 | ₹1,12,33,908 | ₹2,32,33,908 | 1.94x |
| 14% p.a. | ₹1,20,00,000 | ₹1,42,09,138 | ₹2,62,09,138 | 2.18x |
| 15% p.a. | ₹1,20,00,000 | ₹1,58,65,727 | ₹2,78,65,727 | 2.32x |
| 18% p.a. | ₹1,20,00,000 | ₹2,16,25,751 | ₹3,36,25,751 | 2.8x |
₹1 Lakh Per Month SIP for Other Tenures
Other Monthly SIP Amounts for 10 Years
Frequently Asked Questions
What will be the maturity amount of a ₹1 Lakh monthly SIP for 10 years?
Investing ₹1 Lakh every month for 10 years gives a total invested capital of ₹1,20,00,000. At a historical mutual fund average return of 12% p.a., your maturity corpus will be approximately ₹2,32,33,908.
What if the mutual fund delivers a 15% return?
At an aggressive 15% annual return (common in quality Mid-Cap and Small-Cap mutual fund schemes over a 10+ year horizon), your total maturity value increases to ₹2,78,65,727.