Monthly SIP: ₹1 Lakh
Tenure: 5 Years (60 Months)
Estimated Maturity Value (@ 12% p.a.)
₹82,48,637
Wealth Multiplier: 1.37x of your total invested amount
Total Amount Invested
₹60,00,000
Estimated Wealth Gain
₹22,48,637
Power of Monthly Compounding
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Invested vs Wealth Gain
Invested Amount
₹60,00,000
Estimated Returns
₹22,48,637
Returns on ₹1 Lakh/month SIP at Different Return Rates (5 Years)
Mutual funds give varying annual returns based on asset class (Large Cap, Mid Cap, Small Cap, Flexi Cap):
| Annual Return Rate (%) | Total Invested | Estimated Wealth Gain | Total Maturity Value | Growth Multiplier |
|---|---|---|---|---|
| 8% p.a. | ₹60,00,000 | ₹13,96,670 | ₹73,96,670 | 1.23x |
| 10% p.a. | ₹60,00,000 | ₹18,08,238 | ₹78,08,238 | 1.3x |
| 12% p.a. | ₹60,00,000 | ₹22,48,637 | ₹82,48,637 | 1.37x |
| 14% p.a. | ₹60,00,000 | ₹27,20,073 | ₹87,20,073 | 1.45x |
| 15% p.a. | ₹60,00,000 | ₹29,68,169 | ₹89,68,169 | 1.49x |
| 18% p.a. | ₹60,00,000 | ₹37,65,787 | ₹97,65,787 | 1.63x |
₹1 Lakh Per Month SIP for Other Tenures
Other Monthly SIP Amounts for 5 Years
Frequently Asked Questions
What will be the maturity amount of a ₹1 Lakh monthly SIP for 5 years?
Investing ₹1 Lakh every month for 5 years gives a total invested capital of ₹60,00,000. At a historical mutual fund average return of 12% p.a., your maturity corpus will be approximately ₹82,48,637.
What if the mutual fund delivers a 15% return?
At an aggressive 15% annual return (common in quality Mid-Cap and Small-Cap mutual fund schemes over a 10+ year horizon), your total maturity value increases to ₹89,68,169.