Monthly SIP: ₹5,000
Tenure: 5 Years (60 Months)
Estimated Maturity Value (@ 12% p.a.)
₹4,12,432
Wealth Multiplier: 1.37x of your total invested amount
Total Amount Invested
₹3,00,000
Estimated Wealth Gain
₹1,12,432
Power of Monthly Compounding
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Invested vs Wealth Gain
Invested Amount
₹3,00,000
Estimated Returns
₹1,12,432
Returns on ₹5,000/month SIP at Different Return Rates (5 Years)
Mutual funds give varying annual returns based on asset class (Large Cap, Mid Cap, Small Cap, Flexi Cap):
| Annual Return Rate (%) | Total Invested | Estimated Wealth Gain | Total Maturity Value | Growth Multiplier |
|---|---|---|---|---|
| 8% p.a. | ₹3,00,000 | ₹69,834 | ₹3,69,834 | 1.23x |
| 10% p.a. | ₹3,00,000 | ₹90,412 | ₹3,90,412 | 1.3x |
| 12% p.a. | ₹3,00,000 | ₹1,12,432 | ₹4,12,432 | 1.37x |
| 14% p.a. | ₹3,00,000 | ₹1,36,004 | ₹4,36,004 | 1.45x |
| 15% p.a. | ₹3,00,000 | ₹1,48,408 | ₹4,48,408 | 1.49x |
| 18% p.a. | ₹3,00,000 | ₹1,88,289 | ₹4,88,289 | 1.63x |
₹5,000 Per Month SIP for Other Tenures
Other Monthly SIP Amounts for 5 Years
Frequently Asked Questions
What will be the maturity amount of a ₹5,000 monthly SIP for 5 years?
Investing ₹5,000 every month for 5 years gives a total invested capital of ₹3,00,000. At a historical mutual fund average return of 12% p.a., your maturity corpus will be approximately ₹4,12,432.
What if the mutual fund delivers a 15% return?
At an aggressive 15% annual return (common in quality Mid-Cap and Small-Cap mutual fund schemes over a 10+ year horizon), your total maturity value increases to ₹4,48,408.