Monthly SIP: ₹500
Tenure: 10 Years (120 Months)
Estimated Maturity Value (@ 12% p.a.)
₹1,16,170
Wealth Multiplier: 1.94x of your total invested amount
Total Amount Invested
₹60,000
Estimated Wealth Gain
₹56,170
Power of Monthly Compounding
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Invested vs Wealth Gain
Invested Amount
₹60,000
Estimated Returns
₹56,170
Returns on ₹500/month SIP at Different Return Rates (10 Years)
Mutual funds give varying annual returns based on asset class (Large Cap, Mid Cap, Small Cap, Flexi Cap):
| Annual Return Rate (%) | Total Invested | Estimated Wealth Gain | Total Maturity Value | Growth Multiplier |
|---|---|---|---|---|
| 8% p.a. | ₹60,000 | ₹32,083 | ₹92,083 | 1.53x |
| 10% p.a. | ₹60,000 | ₹43,276 | ₹1,03,276 | 1.72x |
| 12% p.a. | ₹60,000 | ₹56,170 | ₹1,16,170 | 1.94x |
| 14% p.a. | ₹60,000 | ₹71,046 | ₹1,31,046 | 2.18x |
| 15% p.a. | ₹60,000 | ₹79,329 | ₹1,39,329 | 2.32x |
| 18% p.a. | ₹60,000 | ₹1,08,129 | ₹1,68,129 | 2.8x |
₹500 Per Month SIP for Other Tenures
Other Monthly SIP Amounts for 10 Years
Frequently Asked Questions
What will be the maturity amount of a ₹500 monthly SIP for 10 years?
Investing ₹500 every month for 10 years gives a total invested capital of ₹60,000. At a historical mutual fund average return of 12% p.a., your maturity corpus will be approximately ₹1,16,170.
What if the mutual fund delivers a 15% return?
At an aggressive 15% annual return (common in quality Mid-Cap and Small-Cap mutual fund schemes over a 10+ year horizon), your total maturity value increases to ₹1,39,329.