Monthly SIP: ₹10,000
Tenure: 5 Years (60 Months)
Estimated Maturity Value (@ 12% p.a.)
₹8,24,864
Wealth Multiplier: 1.37x of your total invested amount
Total Amount Invested
₹6,00,000
Estimated Wealth Gain
₹2,24,864
Power of Monthly Compounding
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Invested vs Wealth Gain
Invested Amount
₹6,00,000
Estimated Returns
₹2,24,864
Returns on ₹10,000/month SIP at Different Return Rates (5 Years)
Mutual funds give varying annual returns based on asset class (Large Cap, Mid Cap, Small Cap, Flexi Cap):
| Annual Return Rate (%) | Total Invested | Estimated Wealth Gain | Total Maturity Value | Growth Multiplier |
|---|---|---|---|---|
| 8% p.a. | ₹6,00,000 | ₹1,39,667 | ₹7,39,667 | 1.23x |
| 10% p.a. | ₹6,00,000 | ₹1,80,824 | ₹7,80,824 | 1.3x |
| 12% p.a. | ₹6,00,000 | ₹2,24,864 | ₹8,24,864 | 1.37x |
| 14% p.a. | ₹6,00,000 | ₹2,72,007 | ₹8,72,007 | 1.45x |
| 15% p.a. | ₹6,00,000 | ₹2,96,817 | ₹8,96,817 | 1.49x |
| 18% p.a. | ₹6,00,000 | ₹3,76,579 | ₹9,76,579 | 1.63x |
₹10,000 Per Month SIP for Other Tenures
Other Monthly SIP Amounts for 5 Years
Frequently Asked Questions
What will be the maturity amount of a ₹10,000 monthly SIP for 5 years?
Investing ₹10,000 every month for 5 years gives a total invested capital of ₹6,00,000. At a historical mutual fund average return of 12% p.a., your maturity corpus will be approximately ₹8,24,864.
What if the mutual fund delivers a 15% return?
At an aggressive 15% annual return (common in quality Mid-Cap and Small-Cap mutual fund schemes over a 10+ year horizon), your total maturity value increases to ₹8,96,817.